Heading into the 2026 housing market, there are some promising signs for prospective homebuyers and homeowners.
Mortgage Rates and Financing: 2026 begins with the 30-year rate fixed mortgage 3/4% lower than it was in January 2025. If you purchased your home in 2023 or 2024 and have an interest rate at 6.75% or higher, refinancing your home loan might make sense. Call me and we can crunch numbers for you.
Industry experts preduct rates will hover around 5.9% for most of 2026, with a slight possibility of going even lower. Fingers crossed!
Home Values and Equity: Nationally, home values are projected to rise 1 – 2 % in 2026. This small yet positive appreciation will help homeowners continue to build equity in their homes. But it is also good for buyers that the appreciation is small to keep home prices from further inflating.
Selling Your Home? If you are considering selling your home, market conditions are stabilizing. The radical highs and lows have faded making a more predictable housing market. This is beneficial for both buyers and sellers.
