Last month we saw rates drop from the low 7%’s to the mid 6%’s.  It happened on a single day and was the record for the most mortgage rates had dropped in one day – about .50% across the board.  Yesterday we saw them drop again, about .25%.  So today you will find lenders quoting a 30 year mortgage rate anywhere from 6.0% to 6.25%, depending on loan size, credit score, etc.  So in about 30 days we have seen rates drop almost a full 1.0%.  That is awesome!!!!!