In their latest look at the market, TransUnion predicts that roughly 1.5 million consumers (700,000 this year alone) have regained their financial footing since the recession, and should be ready to re-enter the housing market by 2017.? These potential borrowers, having suffered through delinquencies, foreclosure, modifications, and more, have now improved their credit scores to at least 620, making them eligible (assuming no liens or judgements) for a GSE-backed mortgage.? The Los Angeles Times notes that the next few years should present a great opportunity for mortgage companies to educate borrowers who may not realize their position as credit-worthy borrowers; don’t forget that approximately 70% of non-homebuyers hope to own their own home?at some point in the future.